Will my health insurance cover counseling?

If you an active duty member seeking counseling, this is normally done through the base’s Mental Health Clinic. Understandably, many service members are not comfortable going to mental health for assistance and therefore they look elsewhere for assistance. In doing so, this can mean that the cost normally may be out-of-pocket.

However, there are FREE services available to you. You can speak with a Base Chaplain, or make an appointment with a Military & Family Life Counselor, now located at most stateside bases in the Airman & Family Readiness Center. Additionally, go to the Military OneSource web site to learn about their counseling options.

Many insurance and coverage plans cover mental health services by a licensed professional counselor including some Medicaid programs, TRICARE, and other government-sponsored health coverage programs. To query a list of local providers, visit the TRICARE web site. Counseling from TRICARE providers is only available to defendants of active duty military members.

If you do not have health insurance, or if your coverage does not include mental health care or the services of a professional counselor, many professional counselors will work with clients on a sliding-fee scale or will offer a payment plan. Talk to your counselor about your options.